Who we are

About Us

Credit & Management Systems, Inc. (CMS) is the leading developer of comprehensive system solutions for corporate and commercial credit management. CMS’s highly acclaimed Corporate Credit Manager ™ (CCM) software system is the most powerful and widely used commercial credit scoring, financial analysis, risk management, and decision support system available. CCM is and has been the accepted generic name for credit management software for over 2 decades. Recognized internationally, CMS is a full service management consulting and software development firm, currently supporting over 1800 users worldwide, including more than 100 global firms having sales in excess of $1 billion.

Started in 1985 and incorporated in 1987, CMS’s flagship product was its Corporate Credit Manager system. The CCM system was originally developed as a financial analysis tool in support of the commercial lending group at Citicorp. Through a relationship with the National Association of Credit Management (NACM), the CCM software evolved into a more fully integrated, comprehensive credit management tool kit. CMS was the first and only exhibitor at the NACM conference in Washington, DC in 1985 and has been an active, highly visible attendee at NACM Conferences & Expos every year since. In addition, since 1987, CMS has been a visible, active supporter and participant in Credit Research Foundation (CRF) meetings and several research projects.

Over the years, CMS has expanded its offerings to include modules to cover the complete Order to Cash Cycle, including systems for new credit application processing (WebDecisioning), Collection Tracking, and third party information and financial data interfaces. CMS Credit Suite, CMS’s web-based Software as a Service, on-Demand platform, represents the integration and consolidation of CMS’s various software systems into a robust, easy-to-use, full-function credit management suite. CMS Credit Suite provides immediate decisions on new credit applications, allows for full account and portfolio review and analysis, and includes the ability for work-flow driven account management, receivables tracking and collections. CMS Credit Suite provides in-depth financial analysis capabilities, consolidates exposures across business units and/or products, aggregates and/or allocates credit approvals, integrates key data elements from leading third party providers, incorporates unlimited user-defined risk measurement scorecards, including predictive models; and, facilitates complete audit support for regulatory requirements. CMS Credit Suite is an on-demand, cloud-server based Software as a Service solution, providing enterprise level functionality at an affordable price.

Here is a brief list of a few of our Clients

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Will we see you in Colorado next week?

Stop by and see us at booth 510 in the Expo Hall! Credit & Management Systems has been a proud exhibitor at the NACM Credit Congress since the inception of exhibits. We …

Heading to Colorado in May?

Credit & Management Systems will be at the 123rd annual Credit Congress & Expo in Aurora, CO May 19-22, 2019. A proud exhibitor at the Credit Congress since the inception …